Cash App limits depend on whether you’ve verified your identity. Unverified, you can send up to $250 a week and receive up to $1,000 a month. Once you verify with your name, date of birth, and SSN, sending jumps to $7,500 a week and receiving becomes unlimited. Separate limits apply to the Cash Card and ATM withdrawals. Here’s every limit: sending and receiving, how to raise them, Cash Card spending, ATM withdrawals, deposits, and Bitcoin, plus when each one resets and why Cash App sets limits at all.
What are the Cash App limits at a glance?
Cash App sets different limits for sending, receiving, card spending, and ATM withdrawals. Here’s the quick view:
| Limit type | Amount |
|---|---|
| Sending (unverified) | $250 per 7 days |
| Sending (verified) | $7,500 per week |
| Receiving (unverified) | $1,000 per 30 days |
| Receiving (verified) | Unlimited |
| Cash Card spending | $7,000/day, $10,000/week, $15,000/month |
| ATM withdrawal | $1,000 per day and per 7 days |
What are the Cash App sending and receiving limits?
Your send and receive limits are set by your verification status, per Cash App’s account limits page:
| Account | Sending | Receiving |
|---|---|---|
| Unverified | Up to $250 per 7 days | Up to $1,000 per 30 days |
| Verified | Up to $7,500 per week | Unlimited |
These are the same caps that govern sending money on Cash App. If you don’t have an SSN, your options are covered in using Cash App without an SSN.
How do you increase your Cash App limit?
You raise your sending and receiving limits by verifying your identity:
- Tap your profile, then open Account & Settings.
- Tap Limits to see your current caps.
- Provide your full name, date of birth, and SSN (Cash App also lists ITIN).
- Wait for verification, then your send limit rises to $7,500 a week and receiving becomes unlimited.
Verification is free, and the steps come straight from Cash App’s guide to increasing limits. You can also run two Cash App accounts if you need to separate funds. Accounts for under-18s work differently and carry their own caps, covered in Cash App for minors.
What are the Cash Card spending limits?
The Cash Card (Cash App’s debit card) has its own spending caps, separate from sending:
| Period | Cash Card spending limit |
|---|---|
| Per day | $7,000 |
| Per 7 days | $10,000 |
| Per 30 days | $15,000 |
Daily limits reset at 6 p.m. Central, weekly limits reset Saturday at 6 p.m. Central, and monthly limits reset on the last day of the month. To get the card, see ordering a new Cash App Card, and to load it, adding money to your Cash App card.
What is the Cash App ATM withdrawal limit?
You can withdraw up to $1,000 per 24 hours and $1,000 per 7-day period at ATMs with your Cash Card. Unlike your sending limit, the ATM withdrawal limit can’t be increased, even after you verify. There’s also a per-transaction cap, so check your in-app Limits screen for your exact figures. For full cash-out options, see withdrawing money from Cash App.
What are the Cash App add-cash and deposit limits?
You can add up to $2,500 to your balance per 7-day period from a linked source. Direct deposits and mobile check deposits have their own caps. You can also add physical cash at participating retailers, which we cover in the paper money option on Cash App. Your exact deposit limits show on the in-app Limits screen.
What are the Bitcoin limits on Cash App?
To buy, sell, or send Bitcoin you must be fully verified, including your SSN. Bitcoin withdrawals to an outside wallet have their own daily and weekly limits that are separate from your cash sending limit. Because these vary by account and change over time, check the Bitcoin section of the app for your current caps before a large transfer.
When do Cash App limits reset?
Cash App limits roll on a moving window, not a calendar month. The 7-day sending window and 30-day receiving window count backward from each transaction, so older transactions drop off as time passes. Cash Card limits reset on a fixed schedule at 6 p.m. Central (daily, every Saturday, and the last day of the month).
Why does Cash App limit your account?
Cash App caps unverified accounts to meet federal “Know Your Customer” (KYC) and anti-money-laundering rules. Verifying your identity proves you’re a real person, which is why it unlocks the much higher limits. The same logic applies to a Cash App business account’s limits. For how the app works overall, see how Cash App works.
Key takeaways
- Unverified: send $250 / 7 days, receive $1,000 / 30 days.
- Verified: send $7,500 / week, receive unlimited.
- Cash Card spending: $7,000 day / $10,000 week / $15,000 month.
- ATM withdrawals are capped at $1,000 and can’t be increased.
- Raise your limits by verifying your identity in Account & Settings, then Limits.
