Your Cash App routing number appears in the Money tab of the app, and it is one of two: 041215663 if your account runs on Sutton Bank, or 073923033 if it runs on Lincoln Savings Bank. The app assigns your bank, and only the number shown on your own screen is safe to give an employer. Here is how to find yours in four taps, why accounts differ, and what the number can and cannot be used for.
What is the Cash App routing number?
A routing number is the 9-digit code that tells the US banking system which bank receives a transfer, and Cash App uses its partner banks’ codes:
| Partner bank | Routing number | Used when |
|---|---|---|
| Sutton Bank | 041215663 | Your account and card run on Sutton |
| Lincoln Savings Bank | 073923033 | Your account’s deposits run on Lincoln Savings |
Cash App has no routing number of its own because it is not a bank; which partner stands behind your account is explained in our companion guide to what bank Cash App uses.
How do you find your routing number in Cash App?
Four taps show your exact routing and account numbers:
- Open Cash App and tap the Money tab on the home screen.
- Tap the routing and account number shown below your balance.
- Tap Copy Details to copy both numbers.
- Use Get Direct Deposit Form on the same screen if your employer wants a filled form instead.
One requirement trips most people: the numbers only appear once you have an active Cash App Card. No card, no account number, and the Money tab shows an order prompt instead; ordering takes about ten business days, as covered in ordering a new Cash App Card.
Why is your routing number different from a friend’s?
Because Cash App splits accounts across its two partner banks. One account shows 041215663 and another shows 073923033, and both are correct for their own account. Never copy a routing number from someone else’s screen or from an article, including this one: the pair above identifies the banks, but only your Money tab pairs the right routing number with your personal account number.
What can you use the routing number for?
Receiving ACH transfers: paychecks, government benefits, tax refunds, and bank transfers into your balance. Direct deposits arrive up to two days early and are capped at $25,000 per deposit and $50,000 per 24 hours, with the full ceilings listed in Cash App limits. The number also works for one-way pulls into the balance from another bank’s app.
Two things it does not do: wire transfers, which Cash App does not accept, and outbound bill-pay by ACH from most billers, which frequently reject prepaid-style accounts. Cash needs a different route in; those options are in adding money to your Cash App card.
Is it safe to give out your routing and account number?
Yes, for receiving money; a routing plus account number lets a payer deposit, and the risk sits in unauthorized withdrawals, which banks must reverse when reported. Three rules keep it clean:
- Give the numbers only to payers you trust: an employer, a benefits agency, the IRS.
- Never post them publicly or send them to anyone who contacted you first.
- Check the Money tab, not saved notes, each time; the app is the living record if your account’s bank ever changes.
You can confirm any routing number against the Federal Reserve’s official E-Payments directory.
What if a deposit sent to your routing number has not arrived?
Give it two business days before worrying: the sender’s bank sets the pace, and a first-ever direct deposit often takes one extra cycle. If it still has not landed, confirm the employer used the exact numbers from your Money tab, then contact support through the app (profile icon, then Support). A deposit to a mistyped account number bounces back to the sender rather than disappearing.
Key takeaways
- Your routing number is 041215663 (Sutton Bank) or 073923033 (Lincoln Savings Bank); the Money tab shows which is yours.
- An active Cash App Card is required before the app reveals your routing and account numbers.
- The numbers receive ACH deposits up to $25,000 each and $50,000 per day; wires are not supported.
- Sharing the numbers with a trusted payer is safe; posting them publicly is not.
- Always copy from your own Money tab; accounts split across the two banks.
