Can You Make Two Cash App Accounts? YES, Here’s How

Last updated: April 19th, 2024

Two Cash App Accounts

Is it possible to have two cash app accounts? Many people often wonder if they can make more than one account. The short answer is yes, you can have two or more Cash App accounts. 

However, there are specific guidelines that you must follow. In this article, I will answer everything about creating multiple Cash App accounts.

Can You Have Two Cash App Accounts?

You can create and use multiple Cash App accounts. However, Cash App does limit users to one account per person.

The key here is that you must register each additional account with a unique email address, phone number, and bank account.

A Reddit user asked the official Cash App support account if he could create a second Cash App account.

The Cash App Reddit support responded by stating:

You are able to create and manage multiple accounts, as long as each account is associated with a different email address and phone number”.

Cash app support message

So according to Cash App’s own customer support, it is possible to have two separate Cash App accounts as long as each one uses a unique email address and phone number.

This makes it clear that creating and using a second Cash App account is allowed by the platform. As always, be sure to follow their terms of service when managing multiple accounts.

Requirements for a Second Cash App Account

In order for each new Cash App account to remain in good standing, remember:

  1. Each account should have a separate email address (not used with any other accounts).
  2. You’ll need access to a different mobile number for each account you create.
  3. Connect a different bank account or debit card to each separate Cash App account.
  4. Don’t attempt to remain logged into multiple accounts simultaneously.

How To Make a Second Cash App Account

If you’ve decided you want to have more than one Cash App account, here is a step-by-step guide to doing it properly:

  1. Open Cash App and tap on the profile icon in the top-right-hand corner.
  2. Select ‘Sign Out’ to log out of your existing account.
  3. Tap ‘Create Account’.
  4. When prompted, enter a new email address/phone number (not associated with your first account).
  5. Create a username (this will be your Cash App $cashtag.)
  6. Add your bank account/debit card (must be a different bank account from your other Cash App account).
  7. Follow any remaining steps to finish setting up your new account.
  8. Repeat for any additional accounts, always using new and unique credentials.
Create Cash app Account

Can You Have Two Cash App Accounts with the Same Phone Number?

No, you cannot use the same phone number for two Cash App accounts. During setup, Cash App requires you to verify your mobile number with a code they send via text message.

If you attempt to verify a number already associated with your existing Cash App account, you’ll get an error saying “This phone number is already linked to another account”.

Can You Have Two Cash App Accounts with the Same SSN?

A user on Reddit asked the Cash App support team if it was possible to have multiple Cash App accounts with the same SSN.

The Cash App support representative responded by saying “Yes, you can verify your multiple accounts using the same SSN.” It means that verifying more than one account with the same SSN is allowed in some circumstances.

However, it’s still generally recommended to use unique SSNs for each account holder. But in this Reddit user’s case, Cash App support gave the green light to verify multiple accounts with one SSN.

verify multiple accounts with one SSN

Can I Sign In to Different Cash App Accounts From the Same Device?

It is possible to access two or more Cash App accounts from the same device, but you can only sign in one account at a time.

To switch accounts, you must completely sign out of your current account first before signing into the second account on that device.

Change Cash App Personal Account to Business Account

If you have a personal Cash App account but now you want it to be a business account for collecting payments, you can simply contact Cash App support directly to change your account into a business account.

Change Cash App Business Account to Personal Account

Similarly, you can contact Cash App’s customer service to have your business account changed to a personal account if needed.

Switching your account type can be done without having to close your existing account and open a new one. You just have to reach out to their support team.

Can You Have Two Separate Cash App Accounts with the Same Card?

Each Cash Card is issued specifically for one account only. You cannot add the same Cash App debit card to two separate accounts. 

Attempting to add the same card to more than one account will result in an error during activation and render the card useless.

Can You Have Two Different Cash App Cards on One Account?

Well, Cash App also does not allow having two Cash Cards on the same account. If you try to order a second card, you will get a notification that each account is limited to one active Cash Card.

If your card is lost or stolen you can request a replacement but cannot have two cards for a single account.

Can I Have Two Bank Accounts on Cash App?

While you can only have one bank account connected for instant transfers or Cash Out, you can add multiple debit cards to the same Cash App account.

So if you have two debit cards on separate bank accounts, you can add both to a single Cash App account to easily switch between them.

How To Add Multiple Debit Cards To Cash App?

To add more debit cards to a Cash App account:

  1. Tap the Banking tab from your account screen.
  2. Select “Add Debit Card” and enter the card details.
  3. Follow the prompts to link the additional debit card.

You can continue repeating steps 2-3 to add as many valid cards as you want to your account.

How To Merge Two Cash App Accounts?

You can’t merge your accounts on your own. If you want to merge two Cash App accounts into one, you can contact Cash App customer support via the app or by calling 1 (800) 969-1940 to request merging the profiles.

The Bottom Line

So can you have two Cash App accounts? In summary, Yes, it is possible to create and use multiple Cash App accounts. The key requirements are having a separate phone number, email, and bank account connected to each account.

Frequently Asked Questions (FAQs)

There is no limit on the number of accounts you can create as an individual. You can have as many additional accounts as you want by continually signing up with new credentials each time.
If you want to open a new Cash App account but only have access to one mobile number, use an email address instead when creating the second account. You cannot verify two accounts with the same number, so use a unique email and skip phone verification to work around this limitation.
Yes, you can actively stay logged into the same Cash App account across multiple devices like your phone, tablet, and computer.
No, there is no limit set by Cash App on the number of debit cards you can link to a single account. You can continue adding more as needed.
Yes, you can have three Cash App accounts if you want. As stated in their terms, Cash App restricts you to only one account but does not enforce this policy.

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(Writer/Contributor)
Faizan Ahmed is a Tech and finance wordsmith. He creates clear and insightful articles that educate people about how digital wallets and mobile payment apps work.
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