Transfer Money from Cash App to Chime (Fastest Way)

Last updated: April 19th, 2024

transfer money from cash app to chime

In the era of mobile payments apps and digital wallets, it is essential to know how to transfer money seamlessly between different platforms.

So, if you want to learn how to transfer money from Cash App to Chime, you are in the right place. I will walk you through every step to make the process of transferring your money between these two banking services smooth and easy.

Transferring Money Between Cash App and Chime

First and foremost, you might be asking yourself, why would you want to transfer money from Cash App to Chime or vice versa?

Well, it’s all about convenience and managing your money in one place. Maybe you’re utilizing Chime’s savings features or using Cash App to buy cryptocurrencies. Whatever the reason, having both these peer-to-peer apps can be a savior.

Step-by-Step Guide to Transfer Money from Cash App to Chime

Transferring money between Cash App and Chime can seem like a puzzle, but it’s more straightforward than you think. Just follow these steps, and you’ll be moving money around like a pro!

Step 01: Find Your Chime Account Details

  1. Open Chime and Sign in.
  2. Click on the Settings tab.
  3. Find the Account Information section and tap on it.
  4. Note down your Chime account number and routing number.

That wasn’t so bad, was it? Now, let’s move on to the next step.

Step 02: Link Your Chime Bank Account To Cash App

  1. Open Cash App on your phone.
  2. Click on the Banking tab.
  3. Select Add a Bank under the Cash & BTC section.
  4. Choose Chime from the list.
  5. Enter your Chime account information (account number & routing number).
  6. Tap Add Bank.

Voila! Your Chime account is now linked to Cash App. But we’re not done yet!

Step 03: Transfer Money From Cash App To Chime

  1. Launch the Cash App and sign in.
  2. Tap on the Banking tab.
  3. Enter the amount you want to send from Cash App to Chime.
  4. Tap on Cash Out.
  5. Select the Deposit Speed (Instant or Standard).
  6. Select your Chime account from the list.
  7. Enter the amount, and tap Next.
  8. Review the transaction details, and make sure everything’s perfect.
  9. Tap Confirm to complete the transfer.
Withdraw funds from Cash app account

That’s it! You’ve successfully moved money from Cash App to Chime. Let’s add some extra tips to avoid any mistakes.

Cash App Transfer Limits and Fees

When using Cash App, it’s essential to understand the transfer limits and any associated fees. Let’s break it down:

Transfer Limits:

Unverified Users: You can send a maximum of $250 within a seven-day period. and the receiving limit is $1,000 per month.

Verified Users: Verified accounts can send up to $7,500 within a seven-day period. and There are no limits on how much they can receive.

Fees:

Cash Out Withdrawals: Fees range from 0.5% to 1.75%, with a minimum charge of $0.25.

Sending Money via Credit Card: There’s a 3% fee for sending money using a credit card.

How To Transfer Money From Chime to Cash App

Now, what if you want to send money from Chime to Cash App? No worries, we have got you covered. Here’s how:

Adding Chime Bank Account to Your Cash App Account

  1. Log in to your Chime bank account (or create one if you don’t have it).
  2. Open the Cash App and tap on the profile picture.
  3. Tap on the Banking tab and then Add a Bank.
  4. Add your Chime banking credentials following the on-screen prompts.

Make the Transaction

  1. Now that you’ve linked your Chime to Cash App, then add money to your Cash App wallet.
  2. You can also transfer money directly from Chime Bank to Cash App by utilizing the routing and account number of the Cash App.
  3. As long as these transfers work, you’re good to go.

Things to Keep in Mind

  • Transfer Limits: Make sure to check the transfer limits, as both Cash App and Chime might have restrictions on the amount you can send.
  • Transfer Time: The transfer usually takes 1-3 business days. Plan accordingly.
  • Fees: Cash App might charge a fee for instant transfers. Check the details before confirming.

How to Transfer Money from Chime to Cash App using Chime’s Debit Card

Transferring money from Chime to Cash App using Chime’s debit card is also a straightforward process. Let’s break it down:

1. Prepare Your Chime Debit Card Information

Before you begin, ensure that your Chime debit card is activated and that you have the card number, expiration date, and CVV handy.

2. Open Cash App on Your Device

Navigate to the Cash App on your mobile device. If you haven’t already downloaded it, you can find it in the App Store or Google Play Store.

3. Go to Your Cash App Profile

Tap the profile icon in the upper-left or upper-right corner, depending on your app version.

4. Tap “Add Debit or Credit Card”

In your profile settings, you should see an option to add a debit or credit card. Tap on that.

5. Enter Chime Debit Card Details

You’ll be prompted to enter your Chime debit card information. Put in the card number, expiration date, CVV, and ZIP code associated with the Chime account. Hit “Add Card” when you’re done.

6. Add Money to Your Cash App Using Chime’s Debit Card

  • Tap Add Cash: This option is typically found on the main screen of the Cash App.
  • Choose an Amount: Select or type the amount you want to add to Cash App from your Chime account.
  • Select the Chime Debit Card: Ensure the payment is coming from your Chime debit card.
  • Confirm and Complete the Transaction: You might be asked to enter a PIN or confirm your identity.

7. Receive Confirmation

You should see a confirmation message indicating that the transaction was successful. It might also show up as a notification.

8. Check Your Chime and Cash App Balances

Log into your Chime account to verify that the money has been debited, and check your Cash App to ensure that it’s been credited with the transferred amount.

Troubleshooting Common Issues

Even though the process is relatively straightforward, you might encounter some issues. Here’s how to tackle them:

1. Linking Chime with Cash App

If you face problems linking your Chime account with Cash App, ensure that the routing and account numbers are correct. Re-enter them if necessary.

2. Transfer Delay

If your transfer is taking longer than expected, it might be due to a bank holiday or weekend. Give it some time, and if the issue persists, contact customer support.

Final Thoughts

Banking services have come a long way, thanks to the rise of digital wallets like Cash App and Chime. Transferring money between these peer-to-peer platforms might seem intimidating at first, but once you have done it a time or two, it is a piece of cake. So next time when you transfer money from Cash App to Chime, just follow this guide.

Frequently Asked Questions (FAQs)

You’ll need your Chime account number and routing number to link the two. These details are accessible within your Chime account.
Typically, Cash App allows you to link one bank account at a time, but you can change it whenever you need to.
Yes, both services use encryption and other security measures to ensure the safety of your funds.
Standard transfers take 1 to 3 business days to complete. If you opt for an instant transfer, the funds can be available in your Chime account within minutes.
Yes, you can choose an instant transfer, but it may come with a small fee. The standard option is free but can take up to 3 days.

Share this post

About Author

Author Image
(Writer/Contributor)
Faizan Ahmed is a Tech and finance wordsmith. He creates clear and insightful articles that educate people about how digital wallets and mobile payment apps work.
Related Post
ON THIS PAGE
    Add a header to begin generating the table of contents